HYPO NOE

Hypogasse 1
3100 St. Pölten
Lower Austria, Austria
Contact
License
  • UZ-LicenseUW 1350

HYPO NOE Landesbank is the largest and oldest-established of Austria’s state mortgage banks1 , and has been a reliable commercial bank, a stable state bank and a specialist mortgage lender for over 130 years. Using its strong position in Lower Austria and Vienna as a springboard, the Bank operates primarily in Austria and Germany, as well as in selected markets elsewhere in the European Union.

The HYPO NOE Group serves as a one-stop shop, providing a comprehensive range of financial services for public sector, real estate and corporate customers, in line with its business model as a mortgage bank. The product portfolio is centred on funding for hard and social infrastructure, non-profit and commercial housing construction, and other large property development projects. Retail customers benefit from the expert personal service delivered by the branch network in the Group’s home market of Lower Austria and Vienna, with its focus on housing finance.

1 In terms of total assets (2023 interim financial statements and 2022 consolidated financial statements) and date of establishment.

HYPO NOE GREEN SOCIAL SUSTAINABILITY BOND
HYPO NOE GRÜNER INVESTITIONSKREDIT

The Green Investment Loan from HYPO NOE is aimed at companies that want to invest in sustainable projects. With a minimum volume of 1 million euros, projects that meet the criteria of the HYPO NOE Green Bond Framework or the EU Taxonomy and offer measurable ecological added value are financed. Eligible projects include renewable energies, sustainable mobility, or the construction of energy-efficient buildings.

HYPO NOE GRÜNER LEBEN KREDIT

The Green Life Loan is a financing product offered by HYPO NOE for private individuals who want to invest in sustainable renovation measures and renewable energy. With a credit line of up to 50,000 euros, measures such as thermal insulation, heating system replacement, or the installation of solar thermal and photovoltaic systems can be financed. The loan offers attractive conditions and thus actively promotes climate protection in the private residential sector.

HYPO NOE GRÜNER WOHNKREDIT

The Green Housing Loan from HYPO NOE promotes the construction or acquisition of energy-efficient residential properties as well as the sustainable renovation of existing buildings. Projects that meet defined energy standards, such as low-energy or passive houses or renovations with significant improvement of the energy performance certificate, are eligible for funding. Borrowers benefit from preferential conditions and thus contribute to climate protection in the building sector.

HYPO NOE Konto Grün

Savings and current account whose deposits are used to finance projects that make a positive contribution to SDGs 7, 9, 11 and 13.

HYPO NOE Sparkonto FESTGELD GRÜN

Savings and current account whose deposits are used to finance projects that make a positive contribution to SDGs 7, 9, 11 and 13.

HYPO NOE Sparkonto Online Festgeld Grün

Savings and current account whose deposits are used to finance projects that make a positive contribution to SDGs 7, 9, 11 and 13.

HYPO NOE Sparkonto POWERKONTO GRÜN

Savings and current account whose deposits are used to finance projects that make a positive contribution to SDGs 7, 9, 11 and 13.

HYPO NOE Twenty5 Jugendkonto

The HYPO NOE "Twenty5" account is a sustainable current account designed specifically for the needs of young adults up to 25 years of age.

As with HYPO NOE's other green account products (Green Account, Green Power Account, Green Fixed-Term Deposit), deposits in the Twenty5 account are earmarked for financing ecologically and socially sustainable projects. The focus is on projects that contribute to the UN Sustainable Development Goals in the areas of affordable housing, health, education, innovation, and infrastructure.

The Twenty5 account offers attractive conditions for young customers, such as no account maintenance fees until their 25th birthday. In addition, they benefit from the banking services of a modern direct bank with online and mobile banking.